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The No Spend Challenge Guide

Author: Jen Smith
Publsiher: Unknown
Total Pages: 98
Release: 2017-11-08
ISBN 10: 9781979464604
ISBN 13: 197946460X
Language: EN, FR, DE, ES & NL

In this book you'll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you'll discover: - Why budgeting alone isn't working - The psychology behind your impulsive spending - How to pay off debt fast while still having fun - Ways to do for free what you've probably been wasting money on - Ways to save money on your financial obligations - How to make the most of your time without spending money - Discover what you valueYou'll also get a free resource guide with every recommendation in the book in one place.Whether you're paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you'll return to again and again. Scroll up and Buy Now to start mastering your budget!

The No Spend Year

Author: Michelle McGagh
Publsiher: Coronet
Total Pages: 320
Release: 2017-01-12
ISBN 10: 1473652138
ISBN 13: 9781473652132
Language: EN, FR, DE, ES & NL

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

The Spender s Guide to Debt Free Living

Spent Pdf Free Download Windows 7

Author: Anna Newell Jones
Publsiher: HarperCollins
Total Pages: 240
Release: 2016-04-26
ISBN 10: 0062367307
ISBN 13: 9780062367303
Language: EN, FR, DE, ES & NL
The Spender s Guide to Debt Free Living Book Review:

Popular blogger Anna Newell Jones of AndThenWeSaved.com delivers this self-help manifesto that reveals how a 'spending fast' will help you get on the road to living debt-free. In 2009, young photographer Anna Newell Jones was rapidly suffocating under the weight of too much debt. An inveterate “spender,” she was in way over her head, to the tune of almost $24,000. She knew her debt was only going to get worse if she didn’t take action, but she didn’t know where to look for help. On a whim, Anna decided to go on a spending fast—an idea she heard in passing but knew little about. Creating her own method, she learned what worked and what didn’t and wrote about it on her blog, AndThenWeSaved.com. Amazingly, Anna was able to eliminate all $23,605.10 of her debt in only 15 months! She was interviewed in Forbes, Self, Glamour, Good Housekeeping, and the Chicago Tribune. Anna’s journey inspired people and showed them that they too could change the way they dealt with their own money woes. The Spender’s Guide To Debt-Free Living takes readers through a detailed step-by-step plan on how to do a Spending Fast and get out of debt, including: Creating a personalized Debt-Free Life Pledge. Understanding where your money is going when you’re in debt, and where it will come from to pay it off. Learning why putting money into a savings account before (or while) paying off debt may not be the best idea for you. Finding additional income sources and generating side gigs. Re-integrating spending into your life once you’re out of debt, so that you stay out of debt. Filled with do-it-yourself ideas, insight from experts, and tons of motivational tips and real-life practical advice, The Spender’s Guide to Debt-Free Living proves that you don’t have to win the lottery or get a new job to change your life.

31 Days of Living Well and Spending Zero

Author: Ruth Soukup
Publsiher: Unknown
Total Pages: 206
Release: 2015-08-27
ISBN 10: 9780692483367
ISBN 13: 0692483365
Language: EN, FR, DE, ES & NL
31 Days of Living Well and Spending Zero Book Review:

Practical Advice for Getting Ahead Ever feel like your budget has gone off track, or make it to the end of the month and wonder where your money actually went? A month of no-spending is the perfect way to reset your spending habits, but doing it alone can seem downright scary. What if there was a simple resource that offered a month of daily challenges for spending not just less, but absolutely ZERO. What if you could gain confidence from daily ideas for planning your meals, getting your home in order, and becoming more creative-all without spending a dime? 31 Days of Living Well & Spending Zero is that resource. As you work through the ideas found in month-long challenge, you will: Discover the surprising joy of zero spending, and make instant changes that will totally transform your attitude. - Learn how to use the food you already have on hand to create delicious, budget friendly meals for your family. - Be inspired to clean and declutter your living space in order to create the cozy space you've always dreamed of. - Gather innovative ideas for using those items you already have on hand to create new solutions for old problems. - Find encouragement and inspiration from others who have completed this same challenge-and lived to tell the tale. - Learn simple tricks and tips for selling your stuff, slashing your bills, and even saving on food.


Author: Sally Palaian
Publsiher: Simon and Schuster
Total Pages: 240
Release: 2011-04-07
ISBN 10: 161649137X
ISBN 13: 9781616491376
Language: EN, FR, DE, ES & NL

Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford.The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors.Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through:easy-to-use assessment tools designed to pinpoint the severity of a problemquestionnaires that facilitate the exploration of the root causes of unhealthy financial behaviorsuser-friendly exercise created to influence change from withinPalaian's system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one's true value in life.Leading psychologist and financial commentator Sally Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. She has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.

Money Hacks

Author: Lisa Rowan
Publsiher: Adams Media
Total Pages: 256
Release: 2020-09-22
ISBN 10: 1507214073
ISBN 13: 9781507214077
Language: EN, FR, DE, ES & NL

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions—from paying off your student loans to managing investments. Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don’t know where to start? It’s now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you’re trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!

How to Manage Your Money When You Don t Have Any Workbook

Author: Erik Wecks
Publsiher: CreateSpace
Total Pages: 60
Release: 2015-05-13
ISBN 10: 9781511734974
ISBN 13: 1511734973
Language: EN, FR, DE, ES & NL
How to Manage Your Money When You Don t Have Any Workbook Book Review:

The How to Manage Your Money When You Don't Have Any Workbook is a companion to the best selling personal finance book. It provides hands on access to the advice that has helped over 70,000 households increase their financial stability. Starting with the barriers that keep us stuck and ending with a budget that you can use next month, this short workbook will let you make financial decisions with confidence.

The Minimalist Budget

Author: Simeon Lindstrom
Publsiher: Createspace Independent Publishing Platform
Total Pages: 326
Release: 2017-04-22
ISBN 10: 9781545497555
ISBN 13: 1545497559
Language: EN, FR, DE, ES & NL

In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply 'I don't have enough of it!', you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. 'Budget' - it's a meager little word, one that all too often comes after 'tight'. Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. 'Budget' brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? 'This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection.' 'This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized.' 'This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally.' Grab your copy TODAY of this LIMITED EDITION boxed set!

Clever Girl Finance

Author: Bola Sokunbi
Publsiher: John Wiley & Sons
Total Pages: 224
Release: 2019-06-25
ISBN 10: 1119580838
ISBN 13: 9781119580836
Language: EN, FR, DE, ES & NL

Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.

No Spend Challenge Workbook

Author: EL. A Papers
Publsiher: Unknown
Total Pages: 60
Release: 2020-08-19
ISBN 10: 1928374650XXX
ISBN 13: 9798676653941
Language: EN, FR, DE, ES & NL

No Spend Challenge Workbook provides a detailed guide to define your spending and optimize it. By following the steps in this book you will have a better result of your saving. Set your goals, plan them, and track your outcome. BOOK FEATURES 60 pages Age: any 7' x 10' pages Goals Setup by month Monthly tracker for your spending Saving Thermometer to mesure your outcome

The Budgeting Habit

Author: S.J. Scott,Rebecca Livermore
Publsiher: Unknown
Total Pages: 132
Release: 2018-07-02
ISBN 10: 9781946159144
ISBN 13: 194615914X
Language: EN, FR, DE, ES & NL

Discover a step-by-step system for building the budgeting habit so you can master your finances, save, and get out of debt.

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The No Spend Challenge Guide

Author: Jenni Carper
Publsiher: Blurb
Total Pages: 54
Release: 2018-07-25
ISBN 10: 9781388194246
ISBN 13: 1388194244
Language: EN, FR, DE, ES & NL

We have very frequently heard that statement of 'Money does not buy happiness.' And though we, to some extent agree to this, we would also like to declare that the inadequacy of money can impart numerous troubles and complexities in the long run, which in turn would render you desperate and perhaps miserable. On the other hand, you are very likely to be in a state of comfort when you happen to have at least little monetary savings. Hence, the truth about money bringing you happiness is elaborated on with flexibility, in accordance with the circumstances and conditions of each individual. I am certain you are one of those so many people out there who happen to frequently struggle with the process of saving a proportion of their salaries every month, and who are unable to take control of themselves and their conditions, which makes them end up spending considerable amounts unconsciously on no significant purpose. You probably have tried a number of methods for the purpose of having something saved by the end of the month, yet all you get is failure. So, here we have brought you this book which - despite its simplicity and few pages - will hopefully enlighten you further about some tips and guiding pieces of information which you perhaps have no previous idea about and which would be your effective aid towards achieving continuous financial comfort.

How to Save Money Without Really Trying

Author: Kate Robinson
Publsiher: Createspace Independent Publishing Platform
Total Pages: 90
Release: 2016-10-30
ISBN 10: 9781539123194
ISBN 13: 1539123197
Language: EN, FR, DE, ES & NL
How to Save Money Without Really Trying Book Review:

Everyone should save at least some part of their income each month. Even if you can only save $100, or $50. Even $10. It all adds up in the end. But what if you could save $1000 a month? That would really be something, wouldn't it? That could mean enough savings for a deposit on an apartment, the new car you dreamed of, an exotic foreign holiday or a number of smaller treats. In this brilliantly insightful book, How to Save Money Without Really Trying, A Step-by-Step Guide to Saving $1000 Per Month, Kate Robinson will show you how to manage your income in dozens of different ways, so that you can have the extra cash you want when you need it. From sensible budgeting to paying the bills, this book looks at every aspect of what could be described as everyday finances, while also looking at some unusual ways to save money, such as creating a 'penalty jar' or having a 'no spending day' once a week. Not all of the money saving tips will be possible for you to do. Some of them are effortless, while others will take will-power and some sacrifice. But there enough of them, crammed into this little gem of a book, that you are bound to find something which will lead to savings somewhere in your daily life. Buy How To Save Money Without Really Trying today and start saving money!

How to Stop Living Paycheck to Paycheck

Author: Avery Breyer
Publsiher: Unknown
Total Pages: 136
Release: 2019-08-14
ISBN 10: 9780359852970
ISBN 13: 0359852971
Language: EN, FR, DE, ES & NL
How to Stop Living Paycheck to Paycheck Book Review:

In this timeless bestseller, you'll get the motivation and know-how for building up a big stash of emergency cash, getting out of debt, making sure you never run out of money, and avoiding the 11 worst budget traps (that'll ruin your financial plans if you let them!)Find out the most important things that you can do to take control of your money and pay off debt. Get the budget how-to, tools, and knowledge you need to finally get ahead. You'll learn a complete budget system that works for beginners and takes only 15 minutes per week to maintain.This is a straightforward budget planning method that will completely transform your finances, and eliminate your money worries once and for all.Learn how to make a budget that actually works, and transform your financial life forever!

Shopping Addiction

Author: Caesar Lincoln
Publsiher: CreateSpace
Total Pages: 56
Release: 2014-01-13
ISBN 10: 9781507841808
ISBN 13: 1507841809
Language: EN, FR, DE, ES & NL

Discover How To Overcome Your Shopping Addiction For Life!Read on your PC, Mac, smart phone, tablet or Kindle device!You're about to discover a proven strategy on how to overcome your shopping addiction for the the rest of your life. Millions of people suffer from a shopping addiction and throw away their personal and professional success because of these issues. Most people realize how much of a problem this is, but are unable to change their situation, simply because it's been apart of their mindset for so long.The truth is, if you are suffering from limitations because of your shopping addiction and haven't been able to change, it's because you are lacking an effective strategy and understanding of where your addiction is coming from and why it is so hard to stop. This book goes into where shopping addictions originate, signs and symptoms of a compulsive shopper, and a step-by-step strategy that will help you free yourself from your addiction and help you take control of your life.Here Is A Preview Of What You'll Learn... Understanding Shopping Addiction Negative Effects of A Shopping Addiction The Signs And Symptoms Of An Addiction How To Overcome The Addiction Once And For All Take action right away to overcome your shopping addiction by downloading this book, 'Shopping Addiction: The Ultimate Guide for How To Overcome Compulsive Buying And Spending', for a limited time discount!

Stack Your Savings

Author: S. J. Scott,Rebecca Livermore
Publsiher: Oldtown Publishing LLC
Total Pages: 236
Release: 2019-05-22
ISBN 10: 9781946159205
ISBN 13: 1946159204
Language: EN, FR, DE, ES & NL

In 'Stack Your Savings' you will learn how to use automation to make saving easier as well as why it's critical to think in dollars, not in pennies. Master the seven pillars of the money-saving habit, which will help build a savings mindset over time. And get real information on the roles of home ownership, insurance, meals and life expenses on the average person's financial health.

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Deep Work

Author: Cal Newport
Publsiher: Grand Central Publishing
Total Pages: 288
Release: 2016-01-05
ISBN 10: 1455586668
ISBN 13: 9781455586660
Language: EN, FR, DE, ES & NL

Read the Wall Street Journal Bestseller for 'cultivating intense focus' for fast, powerful performance results for achieving success and true meaning in one's professional life (Adam Grant, author of Give and Take). Deep work is the ability to focus without distraction on a cognitively demanding task. It's a skill that allows you to quickly master complicated information and produce better results in less time. Deep Work will make you better at what you do and provide the sense of true fulfillment that comes from craftsmanship. In short, deep work is like a super power in our increasingly competitive twenty-first century economy. And yet, most people have lost the ability to go deep-spending their days instead in a frantic blur of e-mail and social media, not even realizing there's a better way. In Deep Work, author and professor Cal Newport flips the narrative on impact in a connected age. Instead of arguing distraction is bad, he instead celebrates the power of its opposite. Dividing this book into two parts, he first makes the case that in almost any profession, cultivating a deep work ethic will produce massive benefits. He then presents a rigorous training regimen, presented as a series of four 'rules,' for transforming your mind and habits to support this skill. 1. Work Deeply 2. Embrace Boredom 3. Quit Social Media 4. Drain the Shallows A mix of cultural criticism and actionable advice, Deep Work takes the reader on a journey through memorable stories-from Carl Jung building a stone tower in the woods to focus his mind, to a social media pioneer buying a round-trip business class ticket to Tokyo to write a book free from distraction in the air-and no-nonsense advice, such as the claim that most serious professionals should quit social media and that you should practice being bored. Deep Work is an indispensable guide to anyone seeking focused success in a distracted world. An Amazon Best Book of 2016 Pick in Business & Leadership Wall Street Journal Business Bestseller A Business Book of the Week at 800-CEO-READ

How to Budget Manage Your Money

Author: Rachel Mercer
Publsiher: Unknown
Total Pages: 122
Release: 2020-05-04
ISBN 10: 1928374650XXX
ISBN 13: 9798634770260
Language: EN, FR, DE, ES & NL

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Are you having a hard time paying your bills and saving your money?Do you want to get out of the Paycheck to Paycheck cycle and have more money left in your account at the end of each month?Do you want to learn how to manage your money better?Ready to finally take control your finances but don't know where to begin? Then this book is for you. Many Americans today struggle with saving money and addressing increasing debt. Now more than ever, it is important for people of all ages to understand the importance of frugality and how their actions today will affect their futures. In this book, you will be introduced to a wealth of tips, tricks, and strategies for better financial management, no matter your current age, financial situations, past, or future goals. In this simple personal budgeting book, you will learn how to make a realistic budget that actually works and you can stick to, to reach your financial goals faster and to take control of your finances. This book is different in that, instead of just throwing you some tips, you will begin at a starting point that many people try to skip. And that is, to assess Where you are Right now. The road to wealth is paved with goals, without financial goals, you have no direction, so it's easy to spend money on things you'll regret later. But if you're saving for a house, your son's college education, or a new car, your goal will keep you focused. Financial success is more about mastering the mental game of money than about understanding numbers. The math is simple: it's controlling your habits and emotions that's hard. In 'How to Budget and Manage your Money', you'll discover: What budgeting is and its benefits to your financial success A step-by-step guide on how to make a realistic budget that actually works How to have better spending habits & learn personal budget planning How to budget for groceries and many ways to save money How to pay off Debt fast and manage your money better How to budget for retirement whether you've started saving in your 20s or have yet to start in middle age. And much, much more! You will also get a Free bonus gift of special PDF report, 'The Best Side Hustles You can Do Anywhere at Any Time' to make extra money to help you grow your wealth. This is a financial planning book for beginners. You will learn how to make a budget that works for beginners. But it's for anyone who struggles with saving money and managing money. It is easy to understand and follow. As the saying goes, you get what you put into it, and your new life of stability and overall peace and happiness is waiting for you to get started. There is no magic wand to transport you to a land of milk and honey, but with a little effort, patience, and consistency, you can realize your goals on a timeline that works for you. Don't continue stressing over your finances as you work and work and feel like you're getting nowhere. That is a reality that too many people today are stuck in, but this doesn't have to be you. So... Scroll up to the top and hit that BUY BUTTON to kick debt to the curb, save for the future, and pursue your financial

Meal Planning on a Budget

Author: Jen Smith
Publsiher: Unknown
Total Pages: 77
Release: 2018
ISBN 10: 9781977046574
ISBN 13: 1977046576
Language: EN, FR, DE, ES & NL

Are you struggling to lower your spending on food? Are you tired of entering the grocery store only to leave with food you'll eventually throw away? Do you want to finally get your food budget under control? No matter how busy your schedule is or what grocery store options you have, you can tighten your grocery budget and achieve your financial goals faster. Across the board, our spending on food is second only to housing. Whether you want to pay off debt, become financially independent, or have more money to travel, minimizing your spending on food is the single most effective way to increase your disposable income.

The Simple Dollar

Author: Trent A. Hamm
Publsiher: FT Press
Total Pages: 272
Release: 2010-06-09
ISBN 10: 9780132119641
ISBN 13: 0132119641
Language: EN, FR, DE, ES & NL

Struggling with debt? Frustrated about work? Just not satisfied with life? The Simple Dollar can change your life. Trent Hamm found himself drowning in consumer debt, working in a job he couldn’t stand… and figured out how to escape that debt and build the fulfilling career he’d always dreamt about, all at the same time. Hamm shared his experiences at TheSimpleDollar.com—and built it into one of America’s top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too. This isn’t just “another” personal finance book: it’s profoundly motivating, empowering, practical, and 100% grounded in today’s American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money… and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy. · Escape the plastic prison, and stop running to stand still 5 simple steps to eliminate credit card debt… and 5 more to start moving forward · Shift your life’s balance towards more positive, stronger relationships Learn how to put the golden rule to work for you · Discover the power of goals in a random world Then, learn how to overcome inertia, and transform goals into reality · Navigate the treacherous boundaries between love and money Move towards deeper communication, greater honesty, and more courage